Loy Stoker was born on a midshipman's berth in the Portsmouth navy dockyard in the spring of 1892. His father, an officer in the Royal Navy, had died when Loy was only a baby, and his mother raised him and his two younger sisters on her own.

Loy grew up dreaming of being a great sailor like his father had been. When he was sixteen, he was finally allowed to join the navy and started training to be a sailor. He loved learning how to navigate and sail, and soon became an expert sailor.

One day, while sailing off the coast of Africa, Loy met a woman named Amala. She was a gypsy witch, and she instantly enrolled Loy in her magical school. Amala taught Loy about the magical arts and about the world of the spirits. Loy quickly became fascinated by this new knowledge, and he dreamed of journeying to faraway lands to learn more about the magical creatures that lived there.

After completing his training with Amala, Loy set sail on his first ever magical adventure. He sailed to a faraway island inhabited by creatures of the night. There, he learned about the black arts, and he discovered his true destiny: to be a seeker of the magical treasures of the world.

Loy continued to travel the world, seeking out magical objects and learning more about the magical creatures that lived there. He eventually married Amala, and they had two children together.

Loy is now a successful seeker of magical treasures, and he lives a happy life with his wife and children. He is constantly on the lookout for new magical artifacts to add to his collection, and he is always happy to help out other seekers of magic.

Loy is a kind and gentle man, and he is always happy to lend a hand to those in need. He has a life credo that says, "If it needs fixing, I'll fix it. If it needs saving, I'll save it. And if it needs fighting, I'll fight for it."